Banu.ai
Financing Broker for Franchise Owners

Franchise and ConstructionFinancing

We connect franchise owners with top financing partners for equipment purchases and construction projects. Quick and easy approvals through our network of trusted lenders.

Financing Calculator

Get an instant estimate for your retail business

$250,000
$50K$5M+

What We Finance

Tailored financing solutions to launch, expand, or modernize your franchise business.

Franchise Financing

Secure the capital you need to open, grow, or upgrade your franchise. We work directly with franchisors and franchisees to structure flexible funding that aligns with your business goals.

  • Franchise Start-Up Costs
  • Franchise Fees & Working Capital
  • Equipment & Fixtures for New Locations
  • Build-Out & Tenant Improvements
  • Brand Remodels or Rebranding Projects
  • Multi-Unit Expansion Funding

Construction Finance

Build-out and renovation financing for your franchise or retail location — from ground-up construction to tenant improvements.

  • New Construction Projects
  • Tenant Improvement Build-Outs
  • Renovation & Remodeling
  • Facade & Interior Updates
  • Expansion Projects
  • Acquisition Financing (Buying Existing Franchises)

Note: We do not arrange SBA loans

Partnered with Top Lender Networks

We've partnered with the top franchise lender networks in the nation to connect you with the best financing options for your franchise.

$100 MILL+
FINANCED

How It Works

Quick, guided approvals through our expert lending network.

1

Submit Your Information

Complete our simple online form or use the calculator tool. You'll be instantly connected with one of our dedicated project managers who will guide you every step of the way.

2

Guided Review Process

Your project manager and our lending partners review your application, answer questions, and provide personalized pre-qualification feedback — ensuring a smooth and transparent process.

3

Get Funded & Supported

Once approved, receive your financing and continue working directly with your project manager to finalize details, manage disbursements, and move forward confidently with your franchise or build-out plans.

Basic Requirements

What you'll typically need to qualify for franchise financing

  • Industry Experience

    Minimum 3 years of management experience in a related business or franchise environment

  • Credit Profile

    640+ FICO required (strong credit history preferred)

  • Liquid Contingency Plan

    Proof of accessible liquidity or reserves to cover at least 3-6 months of expenses

  • Franchise Agreement or Business Plan

    Copy of signed franchise agreement, build-out plans, or project quotes

Why Choose Us

We're more than lenders — we're your long-term growth partners.

Franchise-Focused Expertise

We understand the unique challenges and timelines of franchise ownership. From initial franchise fees to multi-unit expansion, our programs are built around your business model — not the other way around.

Dedicated Project Managers

You'll work with an experienced project manager from day one. They'll guide you through every step — from pre-qualification to funding — ensuring clarity, speed, and personal attention.

Streamlined Process & Fast Approvals

Our network of trusted lenders is optimized for franchise financing. Most approvals are completed within 48–72 hours, helping you stay ahead of your build-out schedule.

Flexible Funding Options

We customize loan terms and payment structures to fit your cash flow and growth plan — because no two franchises are alike.

Proven Track Record

We've helped hundreds of entrepreneurs open, expand, or remodel their franchise locations across the U.S. — supporting them through every milestone.

Frequently Asked Questions

Common questions about our financing broker services

What is a financing broker?

As a broker, we connect you with lenders in our network. We don't lend money directly - instead, we help you find the right financing partner for your franchise needs.

What types of financing do you arrange?

We specialize in equipment finance and construction finance for franchise owners. We do not arrange SBA loans.

How much down payment is required?

Down payment requirements range from 0-30% depending on the lender, your credit profile, and the project. Liquid assets are preferred.

How long does approval take?

Approvals are quick and easy. Most applications are reviewed within 1-3 business days, with funding available shortly after approval.

What credit score do I need?

Credit requirements vary by lender. We work with lending partners who consider various credit profiles, so we encourage all franchise owners to apply.

What is the typical funding range?

Our lending partners typically provide financing from $50,000 to $5,000,000+ depending on your project and qualifications.

Get Started Today

Connect with our lending partners for your equipment or construction financing needs

Questions? Call us at (617) 771-3636